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‘Have you had any motoring convictions?’ It’s a standard question in motor insurance, and more often than not we receive the response, ‘I went on one of those

It’s that time again when our fields are graced with playful lambs, yet, sadly we still hear of a number of livestock worrying cases, and sheep are injured or kille

If you own residential property in Wales that you let out, read on… This Act came into force on 23 November 2015 and applies to all owners of residential property in